Terms and Conditions

1. User Obligations

By accessing and using the PhillyTalks.com website, you agree to comply with the following obligations:

• You will use the information provided on the website on an “as-is, where-is” basis.
• You are of legal age to visit the website.
• You have the legal capacity to understand the depth of these Terms and Conditions.
• You will use the information mentioned on the website, including any additional products or services offered through advertisements or affiliates, in a legal manner under local laws and for the benefit of public policy.

2. Advertisements & Affiliates

• PhillyTalks.com may display ad networks, affiliate links, or recommend products or services for monetary reasons.
• Any relationship made with advertisers is between you and the advertiser.
• PhillyTalks.com has no control over the content of advertisements shown.
• No refund or compensation will be made for DMCA takedown requests related to advertisements.

3. Copyright Policy

• If images, logos, written materials, or any other content claimed by someone else is used on PhillyTalks.com, proper attribution and compliance with copyright laws are required.

4. Intellectual Property

• All original content on PhillyTalks.com, including articles, images, and logos, is protected by intellectual property laws.
• Users may not reproduce, distribute, or modify this content without permission.

5. User-Generated Content

• PhillyTalks.com encourages user-generated content (comments, guest posts, etc.).
• By submitting content, users grant PhillyTalks.com a non-exclusive, royalty-free license to use, reproduce, and distribute that content.

6. Indemnification

• Users agree to indemnify and hold PhillyTalks.com harmless from any claims, damages, or liabilities arising from their use of the website.